暗号通貨、預金準備制度、住宅ローン
読了時間: 5 分 As a result of the recent run of bank failures, fractional reserve banking (FRB) has been a hot topic of late. In case you aren’t familiar with the term, FRB is the system in which banks are required to hold only a portion of their customers’ deposits as reserves, while the rest can be lent out to borrowers or used for other investments. This is the basis for most modern banking systems and plays a critical role in facilitating economic growth by enabling the expansion of credit and promoting investment. But as we’ve all just witnessed with banks like Credit Suisse and Silicon Valley Bank, FRB also has some inherent […]